Below are useful links and practices to avoid accidents

"Riding a motorcycle doesn't call to everyone. It carries a level of risk that is an anathema to most. It demands a level of competence, a degree of engagement that is unusual in today's society. Like an old craft, the skills and the wisdom necessary to be successful at it doesn’t come quickly, but emerges slowly, over time. Most people today simply don't have the patience or the inclination to deal with that sort of thing.

But for those of us who do, to that tiny minority who are drawn to it, the rewards are immeasureable. For us, riding imbues life itself with color, tinges it with adventure. It connects us to a time when people weren't perhaps quite so shy about how they lived. A time when everything wasn't a careful, exacting calculus of risk and reward. A bolder time when a fear of getting hurt didn't stand as an impenetrable shield to the simple enjoyment of life.

So, yeah, those of us who ride are definitely different. But it's a good difference. We carry something that once was common but now is rare. Something of the distilled essence of what got us all here.

We're the last wolves, in a land of sheep." 

A No Brainer! Alcohol consumption dramatically reduces reaction times when riding. Since it is cumbersome to ascertain if any alcohol was involved, we encourage our members to let us know should they have knowledge of the incident. If we all play by the rules we can all benefit from being paid back a large part of our premiums.

We will not exclude our members from riding at night, but remind everyone that the statistical probability of serious accidents while riding at night are far greater especially over weekends.

https://www.youtube.com/watch?v=i9DSLkLXjMs

https://www.youtube.com/watch?v=HiOGAYOXN8U

Also a No Brainer....for example you travel almost 14 meters per second at a speed of 50km/h, 20 meters per second at 70km/h and 28 meters per second at 100km/h. In general we sacrifice 15 to 20% reaction time as we get on in years, so try to ride with these numbers in mind. 

Make it as difficult as possible for thieves..... We do not cover any theft, we feel that at age 45 and over you are practical and wise enough to secure your stuff. 

Here are a few useful youtube videos on this topic:  

https://www.youtube.com/watch?v=ErRUo4kqKgI

https://www.youtube.com/watch?v=cchbXuVrulg

Riding with the correct attire and accessories  always help when things go wrong, and what could have been "skin in the game" could have been prevented by simple protective gear like helmets, proper riding boots and gloves. In addition when we go for longer rides to far off places a tire repair kit and pump would probably be a good idea too. A  basic tool set wouldn't hurt either...